Alliance president Jane Koppenheffer recently hosted a webinar about “Leading from Where You Are”. The event was attended by over 150 employees of Alera who benefited from Jane’s interviews of 5 women who have mentees in Alera's Women's Mentorship Program this year. Part of the event featured breakout rooms where individuals networked and discussed relevant topics.
Ryan Amey of Miers Insurance Takes July Producer of the Month
Congratulations to Ryan Amey of Miers Insurance for being the July Producer of the Month!
In second was Paul Sheaffer from the Paul I. Sheaffer Agency and in third was Trey Minskey, a Next Generation producer from Christian-Baker Company. Year-to-date standings continue to have Ryan Rispoli of HMK in first place, Paul Sheaffer in second and Kenny Serfass of Miers Insurance in third.
Next Generation Award
Tim Flood of AIA-Alera stays ahead of Shane Kunkleman of PDM Insurance for the first and second spots, with Trey Minskey of Christian-Baker remaining in third.
Diversification Award
Shane Kunkleman of PDM continues his lead with Gene Nosovitch of HMK staying ahead of J.P. Geise of Doty & Hench for the second and third spots.
Commercial Lines Agency of the Year
HMK remains in the first position with Harding-Yost Insurance staying in the number two spot. AIA also remains in third.
Personal Lines Agency of the Year
Christian-Baker Company stays in the number one spot keeping HMK in second place with Zinn Insurance remaining in third.
Ryan Rispoli Wins Producer of the Month for June!
Congratulations to Ryan Rispoli of HMK for being the June winner!
In second was Gene Nosovitch, also from HMK, and in third was Andrew Diodato from AIA. Year-to-date standings have Ryan Rispoli moving into first place with Paul Sheaffer of the Paul I. Sheaffer Agency moving into second pushing Kenny Serfass of Miers Insurance back to third.
Next Generation Award
Tim Flood of AIA stays ahead of Shane Kunkleman of PDM Insurance for the first and second spots with Trey Minskey of Christian-Baker Company remaining in third.
Diversification Award
Shane Kunkleman of PDM continues his lead with Gene Nosovitch of HMK staying ahead of J.P. Geise of Doty & Hench for the second and third spots.
Commercial Lines Agency of the Year
HMK moves into the first position pushing Harding-Yost Agency into the number two spot. AIA remains in third.
Personal Lines Agency of the Year
Christia-Baker Company stays in the number one spot keeping HMK in second place with Zinn Insurance remaining in third.
Brethren Mutual Agency Spotlight: The Insurance Alliance Network
Paul Sheaffer Takes Producer of the Month For The Second Month in a Row
Congratulations to Paul Sheaffer of the Paul I. Sheaffer Agency for being the May Producer of the Month for the second month in a row.
In second was Tim Flood, a Next Generation producer from AIA, and in third was Ryan Rispoli from HMK. Year-to-date standings have Paul Sheaffer moving into first place with Kenny Serfass of Miers Insurance moving back to second and JP Geise of Doty & Hench moving up to third.
Next Generation Award
Tim Flood of AIA moves ahead of Shane Kunkleman of PDM Insurance for the first and second spots, pushing Trey Minskey of Christian-Baker Company moving into second place and slips back to third.
Diversification Award
Shane Kunkleman of PDM Insurance continues his leads with Gene Nosovitch of HMK moving ahead of J.P. Geise of Doty & Hench for the second and third slots.
Commercial Lines Agency of the Year
Harding-Yost continues to leads this category with HMK and AIA in the number two and three spots.
Personal Lines Agency of the Year
Christian-Baker moves up to the number one spot pushing HMK to second place with Zinn Insurance remaining in third.
Stronger Together Initiative Wraps Up With New Video
The events, activities, agencies, and supporting carrier partners of our Stronger Together initiative during the COVID-19 lockdown.
Paul Sheaffer Wins Producer Of The Month for April
Congratulations to Paul Sheaffer of the Paul I. Sheaffer Agency for being the April Producer of the Month!
In second was J.P. Geise of Doty & Hench and in third was John Eltringham from HMK. Year-to-date standings have Kenny Serfass of Miers Insurance remaining in first place and Paul Sheaffer keeping second place and Tyler Eberly of Harding-Yost holding third.
Next Generation Award
Shane Kunkleman of PDM Insurance moves back up to first place with Trey Minskey of Christian-Baker Company moving into second place and Tim Flood of AIA slips back to third.
Diversification Award
Shane Kunkleman of PDM Insurance continues his leads with J.P. Geise of Doty & Hench in second. Gene Nosovitch of HMK moves up to third.
Commercial Lines Agency of the Year
Harding-Yost continues to leads this category with HMK and AIA in the number two and three spots.
Personal Lines Agency of the Year
HMK moves up to the number one spot pushing Christian-Baker to second place with Zinn Insurance remaining in third.
Ryan Amey Promoted to Miers Insurance Vice President
Ryan L. Amey of Emmaus, PA has been promoted to Vice President of Miers Insurance.
A graduate of Emmaus High School and the East Stroudsburg University, Ryan has over eighteen years of sales and management experience in Commercial Insurance and Agency Leadership positions. He will be responsible for Sales Training and Development, Recruiting and Administrative Roles.
Established in 1892, Miers Insurance, for 128 years has provided Insurance Brokerage, Risk Management, and Employee Benefit programs and services for businesses, families and institutions throughout the Lehigh Valley and Eastern Pennsylvania. As a member of The Insurance Alliance Network, Miers Insurance represents over 70 major insurance companies and has working relationships with international brokerage firms operating out of its office located at 2222 South 12th Street, Allentown.
Producer Of The Month Title Goes to Kenny Serfass (Again)
Congratulations to Kenny Serfass of Miers Insurance, who took the Producer of the Month title for March, his second month in a row.
In second was John Eltringham of HMK and in third was Todd Collins also from HMK.
Year-to-date standings have Kenny Serfass in first place with Paul Sheaffer of the Paul I. Sheaffer Agency moving up to second place and Tyler Eberly of Harding-Yost Insurance moving into third.
Next Generation Award
Tim Flood of AIA makes his first appearance in the number one spot, pushing Shane Kunkleman of PDM into second place through March with Trey Minskey of Christian-Baker moving up to the third position.
Diversification Award
Shane Kunkleman of PDM continues his leads with J.P. Geise of Doty & Hench in second. Ryan Rispoli of HMK also remains in third.
Commercial Lines Agency of the Year
NOTE CHANGE IN THIS CATEGORY: In order to qualify, an agency must have at least 3 producers participating in the Commercial Lines contest (an agency that has had at least 3 producers for 3 months of the year, will be considered to have 3 producers. Once a producer has been added for the contest, they may not be removed unless job responsibilities have significantly changed or they have terminated their employment with the agency.
Harding-Yost leads this category with HMK and AIA in the number two and three spots.
Personal Lines Agency of the Year
Christian-Baker continues in first place with Zinn Insurance remaining in second and HMK moving into third.
Notice for Certain Property & Casualty Policies
Dear Policyholder,
A recent Executive Order issued by Governor Cuomo, together with recent amendments to the insurance and banking regulations (the “regulations”) issued by the New York State Department of Financial Services (“Department”), extend grace periods and give you other rights under certain property/casualty insurance policies if you are an individual or small business and can demonstrate financial hardship as a result of the novel coronavirus (“COVID 19”) pandemic (“affected policyholder”). These grace periods and rights are currently in effect but are temporary, though they may be extended further. Please check the Department’s website at https://www.dfs.ny.gov/consumers/coronavirus for updates.
If you are an individual, generally, personal lines property/casualty insurance policies are covered by these amendments, including auto, homeowners’ and renters’ insurance. If you are an individual and an affected policyholder, please contact your insurer or broker if you are uncertain whether your policy is covered.
If you are a small business, only certain types of commercial lines property/casualty insurance policies are covered by these amendments, generally including property, fire, commercial general liability, special multiperil, medical malpractice, workers’ compensation, commercial auto (including livery and other for-hire vehicles), and commercial umbrella insurance. A business qualifies as a “small business” if it is resident in New York State, is independently owned and operated, and employs 100 or fewer individuals. If you are a small business and an affected policyholder, please contact your insurer or broker if you are uncertain whether your policy is covered.
A copy of the Executive Order and regulations can be found at https://www.governor.ny.gov/news/no-20213-continuing-temporary-suspension-and-modification-laws-relating-disaster-emergency and https://www.dfs.ny.gov/system/files/documents/2020/03/re_consolidated_amend_pt_405_27a_27c_new_216_text.pdf , respectively.
Moratorium on Cancellation, Non-Renewal, and Conditional Renewal
If you are an affected policyholder, there is a moratorium on your insurer cancelling, non-renewing, or conditionally renewing your property/casualty insurance policy for a period of 60 days. If you do not make a timely premium payment and can demonstrate financial hardship as a result of the COVID-19 pandemic, your insurer may not impose any late fees relating to the premium payment or report you to a credit reporting agency or a debt collection agency regarding such premium payment.
Catching up on Overdue Insurance Payments
The regulations also require your insurer to permit you, as an affected policyholder, to pay the overdue premium over a 12-month period if you did not make a timely premium payment due to financial hardship as a result of the COVID-19 pandemic and can still demonstrate financial hardship as a result of the COVID-19 pandemic. This also applies if the insurer sent you a nonpayment cancellation notice prior to March 29, 2020.
Policies Financed by Premium Finance Agencies – Grace Period
If your insurance policy has been financed through a premium finance agency, and you, as an affected policyholder, do not make an installment payment, the premium finance agency may not cancel your policy for a period of at least 60 days, including any contractual grace period, and subject to the safety and soundness of the premium finance agency. In addition, if you do not make a timely installment payment to the premium finance agency, the premium finance agency must extend the due date for the installment payment by at least 60 days, may not impose any late fees relating to that installment payment, and may not report you to a credit reporting agency or a debt collection agency regarding that installment payment.
Catching up on Overdue Payments to Premium Finance Agencies
If you, as an affected policyholder, do not make a timely installment payment to the premium finance agency due to financial hardship as a result of the COVID-19 pandemic, the premium finance agency must permit you to pay the installment payment over a 12-month period if you can still demonstrate financial hardship as a result of the COVID-19 pandemic, subject to the safety and soundness of the premium finance agency. This also applies if the premium finance agency issued a non-payment cancellation notice prior to March 29, 2020.
How to Demonstrate Financial Hardship
If you, as an affected policyholder, are unable to make a timely premium payment due to financial hardship as a result of the COVID-19 pandemic, you may submit to your insurer or premium finance agency, as applicable, a statement that you swear or affirm in writing under penalty of perjury that you are experiencing financial hardship as a result of the COVID-19 pandemic, which the insurer or premium finance agency, as applicable, shall accept as satisfactory proof. Such statement is not required to be notarized.
Questions
If you have any questions regarding your rights under the Executive Order or regulations, please contact your insurer, broker, or premium finance agency.